Neal Communities — Where You Live Matters
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*Limited Time FHA 30-year Fixed Interest Rate 5.25% / 6.05% APR with a 2/1 Seller Paid Temporary Buydown (“Promotion”) valid on new home contracts entered into as of 07/01/2026–12/31/2026 (“Promotion Period”) on select eligible Quick Move-In Townhomes that close on or before 10/31/2026 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 6.05% and monthly payment are calculated using seller incentives and are based on an FHA 30-Year fixed rate mortgage with a Total Purchase Price of $355,000 and a loan amount of $348,570, 3.50 down payment, 640 median credit score and includes upfront Mortgage Insurance Premium. Available for FHA loan limits, owner-occupied only. Neal Communities has locked in, through Neal Communities Funding, LLC. (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. Payment includes principal, interest, monthly mortgage insurance premium, estimated property taxes, estimated hazard insurance premium and CDD fees. Monthly HOA dues paid separately based on the HOA’s then current assessments and are not included in the above calculation. Your payment will be higher. Rates may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the Seller or Approved Lender’s control. At Closing, Seller agrees to pay up to $17,500 towards closing costs. A portion of these funds will pay the temporary buy down fee. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.nealcommunities/finance -your-home prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Not all Borrowers will qualify. Services not available in all states. Neal Communities Funding, LLC is not acting on behalf of or at the direction of HUD/FHA or the federal government. Neal Communities Funding, LLC, NMLS #1378794, 495 N Keller RD, Ste 550B, Maitland, FL 32751, Licensed locations: | FL #MLD1250 | www.nmlsconsumeraccess.org. Neal Communities Funding, LLC. is not acting on behalf of or at the direction of HUD/FHA or the federal government.
